Payments at Kanuuna on a phone
On a phone, paying into a casino is rarely a single screen. You open the cashier, choose a method, get bounced to your bank app or a payment provider, approve with Smart-ID or a PIN, and come back to the lobby — hopefully to the same tab. This section explains that journey for deposits and withdrawals without pretending to know the operator's numbers. Methods, minimums, fees and processing times depend on the account and change over time; the cashier is the only place that shows the current ones.
What Estonian players usually look for in the cashier
| Look for | How it usually works on a phone |
|---|---|
| Pangalink (Swedbank, SEB, LHV) | Redirect to your bank's page or app, confirm with Smart-ID, Mobiil-ID or PIN codes, return to the casino tab. |
| Visa / Mastercard | Card form inside the cashier, often followed by a confirmation step in your bank app. |
| Bank transfer (pangaülekanne) | Manual or semi-automatic transfer with a reference; slower to show up, easy to trace. |
| E-wallets, vouchers, crypto | Separate accounts or codes with their own rules; see the method pages below. |
The set of methods and the limits depend on the account — check in the cashier. The list above is what to look for, not a statement that every option is offered to you.
Deposits: keep the tab alive
The most common mobile deposit problem is not the bank — it is the browser. When the bank app opens, some phones suspend the casino tab; when you come back, the page reloads and the deposit looks lost. Before panicking, open the cashier's transaction history. Step-by-step advice is on how to deposit from a phone.
Withdrawals: verification comes first
Withdrawals are where the phone becomes a scanner. Operators generally ask for identity verification before the first withdrawal, and on a phone that means photographing a document and sometimes a selfie. Doing it before you need the money saves stress. The withdrawal guide covers statuses such as pending and what to do if a request stalls.
Method guides
- Visa and Mastercard — cards and the bank-app confirmation step
- Bank transfer — slower, traceable, reference numbers matter
- Trustly — pay-by-bank from your online banking
- Skrill — an e-wallet with its own account and app
- Paysafecard — prepaid code, deposit only in most setups
- Bitcoin and other crypto — wallets, networks and irreversible transfers
Tax and the organiser
Payment questions lead back to one more: who is the organiser? Winnings from an organiser licensed by EMTA are not subject to income tax in Estonia; winnings from an unlicensed organiser are taxable income at 22 % and must be declared. Check the company in EMTA's list of legal gambling organisers on emta.ee.
Open the Kanuuna cashier