Bank transfer and bank links on a phone
For most people in Estonia the bank app is already the most-used finance tool on the phone, so paying by bank feels familiar. In a casino cashier this can come in two shapes: a bank link (pangalink), which sends you to your bank to approve a ready-made payment, and a manual transfer (pangaülekanne), where you send money yourself using details and a reference. Which of these is available depends on the account — the set of methods and limits is shown in the cashier.
Bank link: the quick version
With a bank link you choose your bank in the cashier — typically Swedbank, SEB or LHV among those Estonian players look for — and you are redirected to the bank's own login. On a phone that usually means the bank app or Smart-ID opens, you confirm, and you are sent back to the casino. The amount, recipient and reference are pre-filled, which removes typing mistakes.
Manual transfer: slower but traceable
A manual transfer shows you account details and a reference. Copy them carefully into your bank app — long-press to copy rather than retyping on a small keyboard — and do not change the reference, because that is how the payment is matched to your account. Manual transfers take longer to show up than instant methods, so they suit players who deposit rarely and like to see everything on their bank statement.
Withdrawals to a bank account
A bank account in your own name is the most common payout destination, including for players who deposited with a voucher. Before the first withdrawal expect identity verification; the name on the casino account, the ID document and the bank account should match. See the withdrawal guide for statuses and what to do when a request stalls.
| Bank link | Manual transfer | |
|---|---|---|
| Typing on the phone | Almost none | Account details and reference |
| Confirmation | In the bank app or Smart-ID | In the bank app |
| Main risk | Losing the casino tab while in the bank app | Wrong reference, slower matching |
Limits, fees and processing times are set by the operator and the bank and are shown in the cashier; we do not quote them.
Where Trustly fits
Trustly is another pay-by-bank route with its own window in between. If both are offered, pick whichever login you trust more on your phone — details on the Trustly page.
Check the Kanuuna cashier